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The center of Orzhov commerce is Vizkopa Bank, a massive institution encrusted with guardian gargoyles and orbited by the floating spirits of Orzhovan debtors. Vizkopa is not only where the guild keeps the majority of its wealth, but also where most Ravnican money is minted. The core of Vizkopa is protected by a mighty, faceless specter whose voice is said to curse the soul.